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    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Civil Code Section 2782.05 - limits on subcontractor insure-or-indemnify clauses, with an additional insurance endorsement exception",
  "publisher": "California Legislative Information (California Legislature)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=2782.05",
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  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Amended only by the California Legislature; recheck leginfo for current text.",
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  "supportsClaims": [
    {
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      "checksum": "7e73b9bdaea4",
      "text": "Section 2782.05(a) applies, except as provided in subdivision (b), to construction contracts and amendments entered into on or after January 1, 2013."
    },
    {
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      "checksum": "cffa059a732d",
      "text": "Section 2782.05(a) makes provisions that purport to insure or indemnify, including the cost to defend, a general contractor, construction manager, or other subcontractor, by a subcontractor, against liability for claims of death or bodily injury to persons, injury to property, or any other loss, damage, or expense void and unenforceable to the extent the claims arise out of, pertain to, or relate to the active negligence or willful misconduct of that general contractor, construction manager, or other subcontractor, or their other agents, other servants, or other independent contractors who are responsible to them, or for defects in design furnished by those persons, or to the extent the claims do not arise out of the scope of work of the subcontractor pursuant to the construction contract. The voiding operates to the extent stated, not as an automatic voiding of the entire clause."
    },
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      "checksum": "f7422b86a8de",
      "text": "Section 2782.05(b)(1) excepts contracts for residential construction subject to any part of Title 7 (commencing with Section 895) of Part 2 of Division 2."
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      "checksum": "d3e192a95b17",
      "text": "Section 2782.05(b)(2) excepts direct contracts with a public agency governed by subdivision (b) of Section 2782, and (b)(3) excepts direct contracts with the owner of privately owned real property to be improved that are governed by subdivision (c) of Section 2782."
    },
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      "checksum": "2fc11d75aefe",
      "text": "Section 2782.05(b)(4) excepts any wrap-up insurance policy or program, and (b)(5) excepts a cause of action for breach of contract or warranty that exists independently of an indemnity obligation."
    },
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      "text": "Section 2782.05(b)(6) excepts a provision in a construction contract that requires the promisor to purchase or maintain insurance covering the acts or omissions of the promisor, including additional insurance endorsements covering the acts or omissions of the promisor during ongoing and completed operations."
    },
    {
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      "checksum": "9c77731cff7f",
      "text": "Section 2782.05(c) provides that, notwithstanding any choice-of-law rules that would apply the laws of another jurisdiction, the law of California shall apply to every contract to which the section applies."
    },
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      "claimId": "ca-civ-2782-05#c8",
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      "checksum": "e295f9e953b3",
      "text": "The section page shows the history line: Added by Stats. 2011, Ch. 707, Sec. 3. (SB 474) Effective January 1, 2012."
    }
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  "reliedOnBy": [
    {
      "kind": "Question",
      "title": "When can a contract require additional insured status?",
      "url": "https://bestinsuranceresearch.com/questions/contract-additional-insured-status"
    },
    {
      "kind": "Module",
      "title": "Contract Insurance Requirements (2 checks)",
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  "citation": {
    "text": "California Legislative Information (California Legislature). \"California Civil Code Section 2782.05 - limits on subcontractor insure-or-indemnify clauses, with an additional insurance endorsement exception.\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=CIV&sectionNum=2782.05 (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record ca-civ-2782-05, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-civ-2782-05",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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}