{
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  "id": "ca-fair-plan-policies",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-fair-plan-policies",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Policies - The California FAIR Plan",
  "publisher": "California FAIR Plan Association",
  "url": "https://www.cfpnet.com/policies/",
  "officialHost": true,
  "sourceType": "official-documentation",
  "authorityLevel": "carrier-official",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Programs change; re-verify at least quarterly.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ca-fair-plan-policies#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-fair-plan-policies#c1",
      "checksum": "f17ce52f48fb",
      "text": "The California FAIR Plan Policies page describes its Dwelling program as coverage for owner or tenant occupied dwellings with up to 4 family units and personal property for renters and condo owners."
    },
    {
      "claimId": "ca-fair-plan-policies#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-fair-plan-policies#c2",
      "checksum": "6fad4ac5276a",
      "text": "The Policies page describes its Commercial program as business owned buildings including habitational units, retail mercantile, manufacturing risks, farms, wineries, and office buildings, and individual owned habitational buildings with 5 or more units."
    },
    {
      "claimId": "ca-fair-plan-policies#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-fair-plan-policies#c3",
      "checksum": "152a8b479d76",
      "text": "The Policies page describes Earthquake coverage for individually owned residential properties and personal property of tenants and condo owners through the California Earthquake Authority."
    },
    {
      "claimId": "ca-fair-plan-policies#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-fair-plan-policies#c4",
      "checksum": "3d167ab01ff6",
      "text": "The Policies page states, with respect to Difference in Conditions and Flood coverage, that the California FAIR Plan does not offer these coverages."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "State",
      "title": "California",
      "url": "https://bestinsuranceresearch.com/states/california"
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  "reliedOnByCount": 1,
  "citation": {
    "text": "California FAIR Plan Association. \"Policies - The California FAIR Plan.\" unknown. https://www.cfpnet.com/policies/ (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record ca-fair-plan-policies, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-fair-plan-policies",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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}