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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-07",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Insurance Code Section 10113.71 (grace period and notice before a life policy lapses)",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=10113.71",
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  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-09-06",
  "lastChecked": "2026-09-06",
  "updateCadence": "Amended only by legislation.",
  "status": "active",
  "supportsClaims": [
    {
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      "checksum": "101c75925f2f",
      "text": "Section 10113.71 requires an individual life insurance policy to contain a provision for a grace period of not less than 60 days from the premium due date."
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      "text": "Section 10113.71 provides that the 60-day grace period shall not run concurrently with the period of paid coverage."
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      "text": "Section 10113.71 provides that a notice of pending lapse and termination of a life insurance policy shall not be effective unless mailed by the insurer at least 30 days prior to the effective date of termination, where termination is for nonpayment of premium."
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      "text": "Section 10113.71 requires that notice to be mailed to the named policy owner, to a designee named pursuant to Section 10113.72 for an individual life insurance policy, and to a known assignee or other person having an interest in the individual life insurance policy."
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    {
      "kind": "Question",
      "title": "My life insurance lapsed because I missed a payment. Was the insurer allowed to do that?",
      "url": "https://bestinsuranceresearch.com/questions/life-policy-lapsed-missed-payment-california"
    },
    {
      "kind": "Coverage",
      "title": "Individual life insurance (California)",
      "url": "https://bestinsuranceresearch.com/insurance/individual-life-california"
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  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Insurance Code Section 10113.71 (grace period and notice before a life policy lapses).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=10113.71 (retrieved 2026-09-06).",
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