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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-07",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Insurance Code Section 12340.1 (what title insurance is)",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=12340.1",
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  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-09-06",
  "lastChecked": "2026-09-06",
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      "text": "Section 12340.1 defines title insurance as insuring, guaranteeing or indemnifying owners of real or personal property, or the holders of liens or encumbrances thereon, or others interested therein, against loss or damage suffered by reason of the matters the section lists."
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      "text": "Section 12340.1(a) names liens or encumbrances on, or defects in the title to, the property."
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      "text": "Section 12340.1(b) names invalidity or unenforceability of any liens or encumbrances thereon."
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      "checksum": "42ce916b7bc1",
      "text": "Section 12340.1(c) names incorrectness of searches relating to the title to real or personal property."
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      "text": "Every matter the section enumerates is a state of the title or of a search of it, rather than an event occurring after the policy is issued."
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      "kind": "Question",
      "title": "Does title insurance cover problems that arise after I buy the house?",
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    {
      "kind": "Coverage",
      "title": "Title insurance (California)",
      "url": "https://bestinsuranceresearch.com/insurance/title-insurance-california"
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  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Insurance Code Section 12340.1 (what title insurance is).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=12340.1 (retrieved 2026-09-06).",
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