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  "contentVersion": "2026.08.31",
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  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Insurance Code Section 12340.11 (a preliminary report is an offer, not a representation about the title)",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=12340.11",
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  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-09-06",
  "lastChecked": "2026-09-06",
  "updateCadence": "Amended only by legislation.",
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      "checksum": "83fb431945a3",
      "text": "Section 12340.11 defines preliminary report, commitment, or binder as reports furnished in connection with an application for title insurance that are offers to issue a title policy subject to the stated exceptions set forth in the reports."
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      "text": "Section 12340.11 provides that such reports are not abstracts of title."
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      "text": "Section 12340.11 provides that such reports do not constitute a representation as to the condition of title to real property."
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      "text": "Section 12340.11 provides that such reports do constitute a statement of the terms and conditions upon which the issuer is willing to issue its title policy, if the offer is accepted."
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      "kind": "Question",
      "title": "Does title insurance cover problems that arise after I buy the house?",
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    {
      "kind": "Question",
      "title": "Is the preliminary report a search of my title, and are its exceptions problems being fixed?",
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      "title": "Title insurance (California)",
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  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Insurance Code Section 12340.11 (a preliminary report is an offer, not a representation about the title).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=12340.11 (retrieved 2026-09-06).",
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