{
  "$schema": "https://bestinsuranceresearch.com/llms-full.txt",
  "recordType": "source",
  "id": "ca-ins-code-1764-1",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Insurance Code Section 1764.1 (surplus line insurance disclosure notice)",
  "publisher": "California Legislature, California Legislative Information (leginfo)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=1764.1",
  "officialHost": true,
  "sourceType": "statute",
  "authorityLevel": "primary-law",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-09-05",
  "updateCadence": "Amended by the California Legislature from time to time; verify the current text on leginfo before relying on it.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ca-ins-code-1764-1#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c1",
      "checksum": "c2e43e550a09",
      "text": "The required notice states that the insurance policy is being issued by an insurer that is not licensed by the State of California."
    },
    {
      "claimId": "ca-ins-code-1764-1#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c2",
      "checksum": "08124271ce0e",
      "text": "The required notice states that the insurer is not subject to the financial solvency regulation and enforcement that apply to California licensed insurers."
    },
    {
      "claimId": "ca-ins-code-1764-1#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c3",
      "checksum": "a7f6411e5337",
      "text": "The required notice states that the insurer does not participate in any of the insurance guarantee funds created by California law, and that those funds will not pay claims or protect assets if the insurer becomes insolvent."
    },
    {
      "claimId": "ca-ins-code-1764-1#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c4",
      "checksum": "7ff8d508974f",
      "text": "The disclosure must appear in boldface 16-point type on a freestanding document, and must be signed by the applicant."
    },
    {
      "claimId": "ca-ins-code-1764-1#c5",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c5",
      "checksum": "60c200b58030",
      "text": "The disclosure must also be included in boldface 16-point type on the front page of the policy."
    },
    {
      "claimId": "ca-ins-code-1764-1#c6",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c6",
      "checksum": "7e2442a1dc77",
      "text": "Section 1764.1(a)(1) places the responsibility for obtaining the applicant's signature on both the nonadmitted insurer and the surplus line broker, and applies it at the time of accepting an application for a policy other than a renewal of that policy."
    },
    {
      "claimId": "ca-ins-code-1764-1#c7",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c7",
      "checksum": "d202a1dfb961",
      "text": "Section 1764.1(a)(1) requires the surplus line broker to keep a copy of the signed disclosure in the broker's records for at least five years, and to make those records available to the commissioner and to the insured on request."
    },
    {
      "claimId": "ca-ins-code-1764-1#c8",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c8",
      "checksum": "6ddcebc7dd08",
      "text": "Section 1764.1(a)(1) provides that the disclosure must be signed by the applicant and is not subject to a limited power of attorney agreement between the applicant and an agent, broker, or surplus line broker."
    },
    {
      "claimId": "ca-ins-code-1764-1#c9",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c9",
      "checksum": "5a1adb6c9b23",
      "text": "Section 1764.1(a)(2) provides that where the applicant has not received and completed the signed disclosure form the section requires, the applicant may cancel the insurance so placed, that the cancellation shall be on a pro rata basis as to premium, and that the applicant is entitled to the return of any broker's fees charged for the placement."
    },
    {
      "claimId": "ca-ins-code-1764-1#c10",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c10",
      "checksum": "280f991ca3a2",
      "text": "Section 1764.1(b) directs the reader of the notice to ask questions of their agent, broker or surplus line broker, or to contact the California Department of Insurance at 1-800-927-4357 or at www.insurance.ca.gov, and to ask whether the insurer is licensed as a foreign or non-United States insurer."
    },
    {
      "claimId": "ca-ins-code-1764-1#c11",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1#c11",
      "checksum": "32a097b0a471",
      "text": "Section 1764.1(b) requires the notice to be printed in English and in the language principally used by the surplus line broker and nonadmitted insurer to advertise, solicit, or negotiate the sale and purchase of surplus line insurance."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Question",
      "title": "Why can two insurance policies with the same limit protect differently?",
      "url": "https://bestinsuranceresearch.com/questions/same-limit-different-protection"
    },
    {
      "kind": "Question",
      "title": "Does a California guarantee fund cover my surplus lines policy if the insurer fails?",
      "url": "https://bestinsuranceresearch.com/questions/surplus-lines-guarantee-fund-california"
    },
    {
      "kind": "Coverage",
      "title": "Surplus lines (California)",
      "url": "https://bestinsuranceresearch.com/insurance/surplus-lines-california"
    }
  ],
  "reliedOnByCount": 3,
  "citation": {
    "text": "California Legislature, California Legislative Information (leginfo). \"California Insurance Code Section 1764.1 (surplus line insurance disclosure notice).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=1764.1 (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record ca-ins-code-1764-1, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-ins-code-1764-1",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}
