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  "id": "ca-ins-code-1765-1",
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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Insurance Code Section 1765.1 (when a nonadmitted insurer is eligible for a surplus line placement)",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=1765.1",
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  "sourceType": "statute",
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  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-09-05",
  "lastChecked": "2026-09-05",
  "updateCadence": "Amended only by legislation.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ca-ins-code-1765-1#c1",
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      "checksum": "4259243e92e0",
      "text": "Section 1765.1 prohibits a surplus line broker from placing any coverage with a nonadmitted insurer for a home state insured unless, at the time of placement, the insurer meets the requirements of either subdivision (a) or subdivision (b), with a narrow exception for a Mexican-domiciled insurer covering only liability arising out of the ownership, maintenance or use of a motor vehicle, aircraft or boat in the Republic of Mexico."
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      "text": "Section 1765.1(a)(1) requires an insurer domiciled in a state or territory of the United States to be licensed to write the type of insurance in its domiciliary jurisdiction."
    },
    {
      "claimId": "ca-ins-code-1765-1#c3",
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      "checksum": "6eb3cfbf8817",
      "text": "Section 1765.1(a)(2)(A) requires such an insurer to have capital and surplus that together total forty-five million dollars."
    },
    {
      "claimId": "ca-ins-code-1765-1#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-ins-code-1765-1#c4",
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      "text": "Section 1765.1(a)(2)(B) permits an insurer with less than forty-five million dollars to satisfy the requirement upon an affirmative finding of acceptability by the commissioner, based on factors such as quality of management, capital and surplus of any parent company, underwriting profit and investment income trends, market availability, and company record and reputation within the industry, and prohibits the commissioner from making that finding where the foreign insurer's capital and surplus is less than four million five hundred thousand dollars."
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      "text": "Section 1765.1(b) provides that an insurer not domiciled in a state or territory of the United States is eligible if it is listed on the Quarterly Listing of Alien Insurers maintained by the NAIC International Insurers Department and is licensed as an insurer in its domiciliary jurisdiction."
    },
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      "text": "Section 1765.1(c) permits the commissioner to issue an order without prior notice and hearing if at any time the commissioner determines that an insurer is no longer eligible under subdivision (a) or (b)."
    }
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  "reliedOnBy": [
    {
      "kind": "Question",
      "title": "Does a California guarantee fund cover my surplus lines policy if the insurer fails?",
      "url": "https://bestinsuranceresearch.com/questions/surplus-lines-guarantee-fund-california"
    },
    {
      "kind": "Coverage",
      "title": "Surplus lines (California)",
      "url": "https://bestinsuranceresearch.com/insurance/surplus-lines-california"
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  ],
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  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Insurance Code Section 1765.1 (when a nonadmitted insurer is eligible for a surplus line placement).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=INS&sectionNum=1765.1 (retrieved 2026-09-05).",
    "viaThisSite": "BestInsurance Research source record ca-ins-code-1765-1, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-ins-code-1765-1",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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