{
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  "id": "ca-veh-code-16056",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-veh-code-16056",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Vehicle Code Section 16056 (policy limits that satisfy financial responsibility)",
  "publisher": "California Legislative Counsel (leginfo.legislature.ca.gov)",
  "url": "https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=VEH&sectionNum=16056",
  "officialHost": true,
  "sourceType": "statute",
  "authorityLevel": "primary-law",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "unknown",
  "accessedDate": "2026-09-02",
  "lastChecked": "2026-09-02",
  "updateCadence": "Amended only by legislation; the January 1, 2035 step-up is already written into the section.",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "ca-veh-code-16056#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-veh-code-16056#c1",
      "checksum": "de30186f076e",
      "text": "Vehicle Code section 16056 states the liability limits a policy must carry to satisfy California's financial responsibility requirement as $15,000 for bodily injury to or death of one person, $30,000 for bodily injury to or death of all persons in one accident, and $5,000 for property damage for the period through December 31, 2024."
    },
    {
      "claimId": "ca-veh-code-16056#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-veh-code-16056#c2",
      "checksum": "f2b15af05656",
      "text": "Vehicle Code section 16056 states the limits applicable on and after January 1, 2025 as $30,000 for bodily injury to or death of one person, $60,000 for bodily injury to or death of all persons in one accident, and $15,000 for property damage."
    },
    {
      "claimId": "ca-veh-code-16056#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-veh-code-16056#c3",
      "checksum": "121322dcef1c",
      "text": "Vehicle Code section 16056 provides for a further step-up effective January 1, 2035, expressed as an increase BY $20,000 for bodily injury to or death of one person, BY $40,000 for bodily injury to or death of all persons in one accident, and BY $10,000 for property damage. Applied to the amounts operative from January 1, 2025, that produces limits of $50,000, $100,000 and $25,000 from January 1, 2035. The statute states the increments rather than the resulting figures, so the increments must not be read as the 2035 limits."
    },
    {
      "claimId": "ca-veh-code-16056#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/ca-veh-code-16056#c4",
      "checksum": "a6fbdfe9e1de",
      "text": "The section's amendment note reads that it was amended, as added by Stats. 2022, Ch. 717, Sec. 3, by Stats. 2023, Ch. 204, Sec. 19 (AB 1140), effective January 1, 2024, operative January 1, 2025 by its own provisions."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Coverage",
      "title": "Personal auto insurance (California)",
      "url": "https://bestinsuranceresearch.com/insurance/personal-auto-california"
    },
    {
      "kind": "State",
      "title": "California",
      "url": "https://bestinsuranceresearch.com/states/california"
    }
  ],
  "reliedOnByCount": 2,
  "citation": {
    "text": "California Legislative Counsel (leginfo.legislature.ca.gov). \"California Vehicle Code Section 16056 (policy limits that satisfy financial responsibility).\" unknown. https://leginfo.legislature.ca.gov/faces/codes_displaySection.xhtml?lawCode=VEH&sectionNum=16056 (retrieved 2026-09-02).",
    "viaThisSite": "BestInsurance Research source record ca-veh-code-16056, content version 2026.08.31. https://bestinsuranceresearch.com/sources/ca-veh-code-16056",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}