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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "California Earthquake Authority's Story - Building Earthquake Resilience",
  "publisher": "California Earthquake Authority",
  "url": "https://www.earthquakeauthority.com/about-cea/cea-history",
  "officialHost": true,
  "sourceType": "official-documentation",
  "authorityLevel": "carrier-official",
  "primary": true,
  "jurisdiction": "CA",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Updated occasionally by CEA communications.",
  "status": "active",
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      "claimId": "cea-history#c1",
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      "checksum": "06c835b70afb",
      "text": "CEA describes itself on this page as a not-for-profit, publicly managed, privately funded entity."
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    {
      "claimId": "cea-history#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-history#c2",
      "checksum": "36a001f94fd4",
      "text": "The page states that in 1996 the California Legislature created the California Earthquake Authority."
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    {
      "claimId": "cea-history#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-history#c3",
      "checksum": "fef606a190ca",
      "text": "The page describes the January 17, 1994 magnitude 6.7 Northridge earthquake as the background to CEA's creation."
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    {
      "claimId": "cea-history#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-history#c4",
      "checksum": "191089550f8c",
      "text": "CEA states: 'On January 17, 1994, a magnitude 6.7 earthquake known as the Northridge earthquake rocked California's San Fernando Valley'."
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    {
      "claimId": "cea-history#c5",
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      "checksum": "275204954bee",
      "text": "CEA states that 'the earthquake caused an estimated $20 billion in residential damages alone' and that 'only half of that was covered by insurance'."
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      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-history#c6",
      "checksum": "b364458fd65d",
      "text": "CEA states: 'In 1996, the California Legislature went one step further and created the California Earthquake Authority (CEA)'."
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    {
      "claimId": "cea-history#c7",
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      "checksum": "6938ffbdfb32",
      "text": "CEA describes itself as 'a not-for-profit, publicly managed, privately funded entity'."
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      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-history#c8",
      "checksum": "b5b1052c0f5b",
      "text": "CEA states: 'Today, CEA provides two-thirds of the residential earthquake insurance policies sold in California'. The page gives no as-of date and no methodology for that figure."
    },
    {
      "claimId": "cea-history#c9",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-history#c9",
      "checksum": "714061332e88",
      "text": "The California Legislature created the California Earthquake Authority in 1996, following the January 17, 1994 magnitude 6.7 Northridge earthquake."
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    {
      "claimId": "cea-history#c10",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-history#c10",
      "checksum": "35ddd2bc62a9",
      "text": "CEA describes itself as a not-for-profit, publicly managed, privately funded entity, and states that it sells its policies exclusively through participating insurance companies."
    },
    {
      "claimId": "cea-history#c11",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/cea-history#c11",
      "checksum": "9bca374fce65",
      "text": "CEA states that today it provides two-thirds of the residential earthquake insurance policies sold in California."
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    {
      "kind": "Question",
      "title": "Does homeowners insurance cover earthquake damage in California?",
      "url": "https://bestinsuranceresearch.com/questions/homeowners-earthquake-california"
    },
    {
      "kind": "Organization",
      "title": "California Earthquake Authority",
      "url": "https://bestinsuranceresearch.com/companies/california-earthquake-authority"
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      "kind": "State",
      "title": "California",
      "url": "https://bestinsuranceresearch.com/states/california"
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  "citation": {
    "text": "California Earthquake Authority. \"California Earthquake Authority's Story - Building Earthquake Resilience.\" unknown. https://www.earthquakeauthority.com/about-cea/cea-history (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record cea-history, content version 2026.08.31. https://bestinsuranceresearch.com/sources/cea-history",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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}