{
  "$schema": "https://bestinsuranceresearch.com/llms-full.txt",
  "recordType": "source",
  "id": "irmi-prior-acts-coverage",
  "canonicalUrl": "https://bestinsuranceresearch.com/sources/irmi-prior-acts-coverage",
  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Prior acts coverage (glossary of insurance and risk management terms)",
  "publisher": "International Risk Management Institute, Inc. (IRMI)",
  "url": "https://www.irmi.com/term/insurance-definitions/prior-acts-coverage",
  "officialHost": true,
  "sourceType": "secondary-analysis",
  "authorityLevel": "secondary",
  "primary": false,
  "jurisdiction": "US",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "glossary entries are revised by the publisher without a fixed schedule",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "irmi-prior-acts-coverage#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/irmi-prior-acts-coverage#c1",
      "checksum": "c474d8c1ba11",
      "text": "Defines prior acts coverage as a feature of claims-made policies that have either no retroactive date or a retroactive date earlier than the inception date of the policy."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Question",
      "title": "What is a claims-made retroactive date?",
      "url": "https://bestinsuranceresearch.com/questions/claims-made-retroactive-date"
    },
    {
      "kind": "Module",
      "title": "Contract Insurance Requirements (1 check)",
      "url": "https://bestinsuranceresearch.com/tools/contract-requirements"
    }
  ],
  "reliedOnByCount": 2,
  "citation": {
    "text": "International Risk Management Institute, Inc. (IRMI). \"Prior acts coverage (glossary of insurance and risk management terms).\" unknown. https://www.irmi.com/term/insurance-definitions/prior-acts-coverage (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record irmi-prior-acts-coverage, content version 2026.08.31. https://bestinsuranceresearch.com/sources/irmi-prior-acts-coverage",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}