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  "id": "iso-ca-20-48-10-13",
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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Designated Insured For Covered Autos Liability Coverage, endorsement CA 20 48 10 13 (ISO)",
  "publisher": "Insurance Services Office, Inc. (page footer reads \"Insurance Services Office, Inc., 2011\"); copy hosted by the New York State Office of General Services",
  "url": "https://ogs.ny.gov/system/files/documents/2021/09/ca-20-48-10-13.pdf",
  "officialHost": false,
  "sourceType": "policy-form",
  "authorityLevel": "standards-body",
  "primary": true,
  "jurisdiction": "US",
  "publishedDate": "2013-10",
  "effectiveDate": "unknown",
  "accessedDate": "2026-09-02",
  "lastChecked": "2026-09-02",
  "updateCadence": "annually",
  "status": "active",
  "supportsClaims": [
    {
      "claimId": "iso-ca-20-48-10-13#c1",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-ca-20-48-10-13#c1",
      "checksum": "34eaa633db3a",
      "text": "The form carries the designation CA 20 48 10 13, the title DESIGNATED INSURED FOR COVERED AUTOS LIABILITY COVERAGE, and the footer \"Insurance Services Office, Inc., 2011\"; it is one page."
    },
    {
      "claimId": "iso-ca-20-48-10-13#c2",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-ca-20-48-10-13#c2",
      "checksum": "c32303c25006",
      "text": "The endorsement states that it modifies insurance provided under the Auto Dealers Coverage Form, the Business Auto Coverage Form, and the Motor Carrier Coverage Form."
    },
    {
      "claimId": "iso-ca-20-48-10-13#c3",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-ca-20-48-10-13#c3",
      "checksum": "78b1da9a74a6",
      "text": "The endorsement states in terms: \"This endorsement does not alter coverage provided in the Coverage Form.\""
    },
    {
      "claimId": "iso-ca-20-48-10-13#c4",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-ca-20-48-10-13#c4",
      "checksum": "a303a61fbf49",
      "text": "The endorsement states that it identifies persons or organizations who are insureds for Covered Autos Liability Coverage under the Who Is An Insured provision of the Coverage Form."
    },
    {
      "claimId": "iso-ca-20-48-10-13#c5",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-ca-20-48-10-13#c5",
      "checksum": "b77e43ff274d",
      "text": "The operative paragraph provides that each person or organization shown in the Schedule is an insured for Covered Autos Liability Coverage, but only to the extent that person or organization qualifies as an insured under the Who Is An Insured provision contained in Paragraph A.1. of Section II Covered Autos Liability Coverage in the Business Auto and Motor Carrier Coverage Forms, and Paragraph D.2. of Section I Covered Autos Coverages of the Auto Dealers Coverage Form."
    },
    {
      "claimId": "iso-ca-20-48-10-13#c6",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-ca-20-48-10-13#c6",
      "checksum": "cc57d3f2d7f9",
      "text": "The Schedule has one heading, Name Of Person(s) Or Organization(s), and the form states that information required to complete the Schedule, if not shown in the endorsement, will be shown in the Declarations."
    },
    {
      "claimId": "iso-ca-20-48-10-13#c7",
      "canonicalUrl": "https://bestinsuranceresearch.com/sources/iso-ca-20-48-10-13#c7",
      "checksum": "75f93b7b97cc",
      "text": "The endorsement states that it changes the policy effective on the inception date of the policy unless another date is indicated on it."
    }
  ],
  "reliedOnBy": [
    {
      "kind": "Coverage",
      "title": "Commercial Auto Insurance",
      "url": "https://bestinsuranceresearch.com/insurance/commercial-auto"
    }
  ],
  "reliedOnByCount": 1,
  "citation": {
    "text": "Insurance Services Office, Inc. (page footer reads \"Insurance Services Office, Inc., 2011\"); copy hosted by the New York State Office of General Services. \"Designated Insured For Covered Autos Liability Coverage, endorsement CA 20 48 10 13 (ISO).\" 2013-10. https://ogs.ny.gov/system/files/documents/2021/09/ca-20-48-10-13.pdf (retrieved 2026-09-02).",
    "viaThisSite": "BestInsurance Research source record iso-ca-20-48-10-13, content version 2026.08.31. https://bestinsuranceresearch.com/sources/iso-ca-20-48-10-13",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
  }
}