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    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
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  "title": "Insurance Clauses - Professional Liability/Errors and Omissions",
  "publisher": "Oregon Department of Administrative Services, Risk Management",
  "url": "https://www.oregon.gov/das/risk/pages/insclausesproferroromis.aspx",
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      "text": "The page describes professional liability and errors and omissions coverage as covering liability resulting from errors and omissions or mistakes made in performance of professional services or judgment."
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      "text": "Most policies cover economic losses, failure to perform, error or omission of product or service, and contract disputes."
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      "text": "Professional Liability and Errors and Omissions insurance policies are generally issued on a claims made basis, and the page directs staff to require tail coverage for all claims made coverage."
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      "text": "The model contract clause requires either an extended reporting period of not less than 24 months, or that the contractor maintain tail coverage or continuous claims made liability coverage for a stated minimum period after the contract work is completed or terminated."
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      "text": "Many times, it is appropriate to require both Professional Liability and Commercial General Liability Coverage, and when a professional liability insurer denies the claim the state may be able to recover the loss under the commercial general liability coverage."
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      "text": "Coverage is specific to the nature of the profession; for attorneys, the Oregon State Bar Professional Liability Fund provides $300,000 aggregate limits of coverage, and participation in this program is mandatory for all attorneys engaged in private practice whose principal office is in Oregon."
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    "text": "Oregon Department of Administrative Services, Risk Management. \"Insurance Clauses - Professional Liability/Errors and Omissions.\" unknown. https://www.oregon.gov/das/risk/pages/insclausesproferroromis.aspx (retrieved 2026-08-31).",
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