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  "id": "sba-surety-bond-guarantee-program",
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  "contentVersion": "2026.08.31",
  "generatedFor": "2026-09-06",
  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
  },
  "license": "Text on this page may be quoted with attribution and a link to the canonical URL.",
  "notice": "Public page facts only. This record contains no visitor question, no tool input, and no identifier. It is not a coverage determination, an eligibility decision, or individualized advice.",
  "title": "Surety bonds - Funding Programs",
  "publisher": "U.S. Small Business Administration",
  "url": "https://www.sba.gov/funding-programs/surety-bonds",
  "officialHost": true,
  "sourceType": "regulator-guidance",
  "authorityLevel": "regulator",
  "primary": true,
  "jurisdiction": "US",
  "publishedDate": "unknown",
  "effectiveDate": "n/a",
  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Updated by SBA as program parameters change; contract limits are periodically adjusted",
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      "claimId": "sba-surety-bond-guarantee-program#c1",
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      "checksum": "aef0b966fd59",
      "text": "SBA guarantees surety bonds issued by certain surety companies for qualified small businesses."
    },
    {
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      "checksum": "48166f514e32",
      "text": "The bond types SBA guarantees include bid bonds, payment bonds, performance bonds, and ancillary bonds."
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      "checksum": "592fefec3a21",
      "text": "All performance and payment bond guarantees require small businesses to pay SBA a fee of 0.6 percent of the contract price."
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    {
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      "text": "SBA does not charge a fee for bid bond guarantees."
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      "text": "SBA-guaranteed bonds cover contracts up to $9 million for non-federal contracts and up to $14 million for federal contracts."
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      "kind": "Question",
      "title": "What does a surety bond guarantee, and how is it different from insurance?",
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  "citation": {
    "text": "U.S. Small Business Administration. \"Surety bonds - Funding Programs.\" unknown. https://www.sba.gov/funding-programs/surety-bonds (retrieved 2026-08-31).",
    "viaThisSite": "BestInsurance Research source record sba-surety-bond-guarantee-program, content version 2026.08.31. https://bestinsuranceresearch.com/sources/sba-surety-bond-guarantee-program",
    "note": "Cite the underlying source when you can. Cite this record when you are describing our synthesis or our claim list."
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