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  "operator": {
    "legalName": "WJB Services, Inc.",
    "dba": "Bollinsure Insurance Services",
    "license": "6013787",
    "licenseAuthority": "California Department of Insurance"
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  "title": "Texas Insurance Code Section 1811.051 - Altering, Amending, or Extending the Terms of an Insurance Policy; Contractual Rights of Certificate Holder",
  "publisher": "Public.Law (unofficial reproduction of the Texas Insurance Code)",
  "url": "https://texas.public.law/statutes/tex._ins._code_section_1811.051",
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  "accessedDate": "2026-08-31",
  "lastChecked": "2026-08-31",
  "updateCadence": "Amended only by the Texas Legislature; recheck against statutes.capitol.texas.gov when that site returns statutory text.",
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      "text": "Section 1811.051(a) provides that a property or casualty insurer or agent may not issue a certificate of insurance or any other type of document purporting to be a certificate of insurance if the certificate or document alters, amends, or extends the coverage or terms and conditions provided by the insurance policy referenced on the certificate or document."
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      "text": "Section 1811.051(b) provides that a certificate of insurance or any other type of document may not convey a contractual right to a certificate holder."
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      "text": "The section is titled 'Altering, Amending, or Extending the Terms of an Insurance Policy; Contractual Rights of Certificate Holder.'"
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      "text": "The page carries the history note: Added by Acts 2011, 82nd Leg., R.S., Ch. 1212 (S.B. 425), Sec. 1, eff. September 1, 2011."
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      "text": "A property or casualty insurer or agent may not issue a certificate of insurance or any other type of document purporting to be a certificate of insurance if the certificate or document alters, amends, or extends the coverage or terms and conditions provided by the insurance policy referenced on the certificate or document."
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      "text": "A certificate of insurance or any other type of document may not convey a contractual right to a certificate holder."
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      "title": "When can a contract require additional insured status?",
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  "citation": {
    "text": "Public.Law (unofficial reproduction of the Texas Insurance Code). \"Texas Insurance Code Section 1811.051 - Altering, Amending, or Extending the Terms of an Insurance Policy; Contractual Rights of Certificate Holder.\" unknown. https://texas.public.law/statutes/tex._ins._code_section_1811.051 (retrieved 2026-08-31).",
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