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  "title": "Consumer's Guide to Commercial Liability Insurance (PI-045)",
  "publisher": "Wisconsin Office of the Commissioner of Insurance",
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      "text": "Errors and Omissions coverage, also known as professional liability, is available for numerous types of professionals, and the coverage protects professional people or organizations from claims arising from failing to render professional services to their clients as expected of a person in their profession."
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      "text": "A policy written on an occurrence basis covers losses that arise from incidents occurring during the policy term, while a policy written on a claims-made basis covers losses that arise from incidents occurring during the policy term but only if the claim is made during the policy term."
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      "text": "Product coverage is to protect against losses arising out of the manufacturing, selling, handling, or distribution of a product, and completed operations coverage protects against claims arising out of services performed by a business, such as a building contractor."
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    "text": "Wisconsin Office of the Commissioner of Insurance. \"Consumer's Guide to Commercial Liability Insurance (PI-045).\" unknown. https://oci.wi.gov/Documents/Consumers/PI-045.pdf (retrieved 2026-08-31).",
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