California Insurance Code Section 10082 (content of the earthquake offer; underwriting standards)
Published by California Legislative Information (Legislative Counsel of California). Jurisdiction CA.
Exactly what this source supports
These are the only claims this record is used to carry anywhere in the library.
Section 10082(a) reads: 'The offer required by Section 10081 shall include coverage against risk of loss or damage from the peril of earthquake, in accordance with the minimum coverages required by subdivisions (a) and (b) of Section 10089.'
claim ca-ins-code-10082#c1Section 10082(b) reads: 'The earthquake coverage shall be in accordance with the insurer's rules and rating plan, provided, however, that nothing contained in this chapter shall require an insurer to issue a policy of residential property insurance except in accordance with the insurer's usual underwriting standards. However, those standards shall not permit an insurer to provide a policy of residential property insurance unless the offer of coverage required by this chapter is made.'
claim ca-ins-code-10082#c2The section carries the note 'Amended by Stats. 1996, Ch. 124, Sec. 77. Effective January 1, 1997.'
claim ca-ins-code-10082#c3Section 10082 contains no offer-timing language; the 60-day window is in Section 10083(a).
claim ca-ins-code-10082#c4
Each claim above has its own address. Link to a single claim with/sources/ca-ins-code-10082#c1, and read the same list with its identifiers, checksums and dates at ca-ins-code-10082.json. A checksum lets you tell whether a claim you cited still says what it said.
Pages that cite this source
Reviewer notes
URL normalized to drop the trailing period after the section number that appeared in the draft; the normalized URL resolves and was read on 2026-08-31.