California Insurance Code section 679.7 (premium and loss history report)

Exactly what this source supports

These are the only claims this record is used to carry anywhere in the library.

• The section requires an insurer, on written request from the insured or the agent or broker of record, to provide a premium and loss history report in the circumstances the section lists, which include cancellation, nonrenewal, a request within 60 days before renewal, a drop in the insurer's rating below the stated levels, and the insurer being conserved or ordered to cease writing.

  claim ca-ins-code-679-7#c1

• The report must cover the account's tenure or the three-year period ending with the inception of the current policy period, whichever is shorter, plus losses in the current period.

  claim ca-ins-code-679-7#c2

• The report must include a list of individual claims detailed by date of claim and total incurred and paid losses.

  claim ca-ins-code-679-7#c3

• The report must be provided within 10 business days of receiving the request.

  claim ca-ins-code-679-7#c4

• The section applies only to policies of commercial insurance that are subject to Insurance Code sections 675.5 and 676.6, except for professional liability insurance.

  claim ca-ins-code-679-7#c5

• The requirement does not apply where the policyholder is provided direct, ongoing access to claims information by the insurer.

  claim ca-ins-code-679-7#c6

Each claim above has its own address. Link to a single claim with/sources/ca-ins-code-679-7#c1, and read the same list with its identifiers, checksums and dates at ca-ins-code-679-7.json. A checksum lets you tell whether a claim you cited still says what it said.

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Reviewer notes

Fetched today from the official leginfo section page and the operative language confirmed. The page did not surface an enactment or last-amended date in the fetched text, so publishedDate is left unknown. The prose uses the word including for the list of triggering circumstances because the statute's list is longer than the prose repeats. This section governs what an insurer must hand over on request; it says nothing about what an underwriter may ask a new applicant for.