Renter's Insurance (consumer guidance)
Published by New York State Department of Financial Services. Jurisdiction NY.
Exactly what this source supports
These are the only claims this record is used to carry anywhere in the library.
A landlord does not provide insurance for a tenant's personal property.
claim nydfs-renters-insurance#c1An exception to this can occur if the landlord was aware of a prior hazardous condition, failed to correct it in a reasonable time frame, and as a result the tenant's property was damaged.
claim nydfs-renters-insurance#c2Renter's insurance is described in coverage parts including personal property, loss of use, personal liability, and medical payments to others.
claim nydfs-renters-insurance#c3The covered causes of loss the page lists include fire, smoke, theft, vandalism, windstorm, hail, lightning, explosion, falling objects, weight of snow, ice and sleet, and water damage from plumbing or appliance failure.
claim nydfs-renters-insurance#c4Liability protection is described as covering injuries that others sustain while at the tenant's home, including medical expenses and any resulting lawsuits, and damage to other people's property.
claim nydfs-renters-insurance#c5
Each claim above has its own address. Link to a single claim with/sources/nydfs-renters-insurance#c1, and read the same list with its identifiers, checksums and dates at nydfs-renters-insurance.json. A checksum lets you tell whether a claim you cited still says what it said.
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Reviewer notes
Effective: not stated on the page