Prior acts coverage (glossary of insurance and risk management terms)
Published by International Risk Management Institute, Inc. (IRMI). Jurisdiction US.
Exactly what this source supports
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Defines prior acts coverage as a feature of claims-made policies that have either no retroactive date or a retroactive date earlier than the inception date of the policy.
claim irmi-prior-acts-coverage#c1
Each claim above has its own address. Link to a single claim with/sources/irmi-prior-acts-coverage#c1, and read the same list with its identifiers, checksums and dates at irmi-prior-acts-coverage.json. A checksum lets you tell whether a claim you cited still says what it said.
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Reviewer notes
Fetched 2026-08-31; the definition was read off the page. IRMI is a commercial insurance reference publisher, not a regulator, so this is cited only to attribute an industry term of art and never for a legal requirement or a coverage outcome. The page shows no publication or revision date.